Failure score

Foreseeing insolvency

The D&B Insolvency Score is a predictive indicator of business insolvencies. Using the D&B Insolvency Score, the D&B Rating's risk scale from 1 to 4 is enhanced to provide a scale from 1 to 100. The higher the D&B Insolvency Score, the more healthy the company's status and the less likelihood that the company concerned might cease its activities within the coming 12 months. The D&B Insolvency Score makes risks visible, and is based on the largest possible amount of business information.

The score is extremely easy to interpret: a D&B Insolvency Score of 1 indicates that there is a relatively high likelihood that a company will be declared insolvent, whereas a D&B Insolvency Score of 100 indicates there is little likelihood of that happening.

The D&B Insolvency Score enables you to take objective and consistent credit decisions faster, limit your irrecoverable receivables, and improve the consistency of your credit policy. Thanks to its predictive strength the D&B Failure score can play an important role in automated decisioning systems.

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